Professional guidance makes a world of difference when it comes to boosting your credit score.
Credit is a complex subject, so I recently spoke with a couple of experts (Sarah Gmyer-Maez of OneTrust Home Loans and John Gillette of PreQua Credit) to hear their take on what today’s consumers need to know about repairing their scores.
Of course, the best path to a high credit score is by taking good care of your credit to begin with. According to John, keeping your balance within 30% of your limit is best. It’s also a good idea to use the cards you’ve had the longest more often than the ones you’ve only just taken out.
If you have a relative with a card in positive standing, you may want to ask to be added on in order to supplement your credit history. You don’t even have to get a card of your own. You just have to be an authorized user on their account.
Of course, the best path to a high credit score is by taking good care of your credit to begin with. According to John, keeping your balance within 30% of your limit is best. It’s also a good idea to use the cards you’ve had the longest more often than the ones you’ve only just taken out.
If you have a relative with a card in positive standing, you may want to ask to be added on in order to supplement your credit history. You don’t even have to get a card of your own. You just have to be an authorized user on their account.
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Professional guidance makes a world of difference when it comes to boosting your credit score.
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Sarah, a professional lender, always recommends that anyone looking to improve their credit speak to a professional like John about their options. Professional guidance makes a world of difference when it comes to boosting your credit score.
If you have any other questions or would like more information, feel free to give me or my team a call or send us an email. We look forward to hearing from you soon.
